TAX INVOICE
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Calculate GST, create invoices, generate quotations, calculate EMI, manage profits and use dozens of useful tools — completely online.
Type on the left, the bill writes itself on the right. CGST and SGST are split automatically, and the total is written in words the way Indian bills need it.
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Press the keys or drag the sliders. The EMI updates as you go, with the interest you'll pay over the full loan.
Current slabs, CGST/SGST and IGST split, inclusive and exclusive modes.
₹ with lakh and crore grouping, and amounts written in words.
Clean invoices, quotations and receipts ready to send on WhatsApp.
Big touch targets and fast pages on budget Android phones.
Results update while you type. No submit button, no waiting.
Calculations run in your browser. Free tools store nothing.
Switch language from the top bar at any time.
Every calculator is free to use, with no account required.
Search or tap a category. Every tool has its own page and link.
Sample values are already filled in, so just change what's yours.
See it instantly, then copy, share or download it.
The free plan stays genuinely useful. Pro is for shops and freelancers who bill every day. Cancel any time. Cancellation · Refunds
Use Indian Business Tools from your phone whenever you need them.
Find the tax on any amount at 5%, 18% or 40%, or pull GST out of an inclusive price. The split calculator shows CGST and SGST for sales within your state and IGST for sales to another state.
Add your business name, GSTIN and products, and the invoice generator works out discount, tax and the final amount in words. Switch to quotation mode to send a price estimate before the order is confirmed.
The EMI calculator shows your monthly payment and total interest for personal, car or home loans. The loan eligibility calculator estimates how much a bank may lend based on your income and existing EMIs.
Convert CTC to in-hand salary under the new tax regime, or check your hourly pay. Shopkeepers can use the profit calculator to compare margin and markup before setting a selling price.
The percentage calculator handles discounts and marks. Students can convert CGPA to percentage, track attendance against a 75% rule and calculate exact age for forms.
All free tools open instantly in the browser and work on any phone. Pro adds saved documents, branding and bulk PDFs for people who bill every day.
This policy explains how to cancel the Indian Business Tools Pro plan (₹99 per month), which is sold by FreshVolt Tech, India. The plan renews every month until you cancel it.
Free calculators and the basic invoice tool have no subscription, so there is nothing to cancel. For money back, see our Refund Policy.
You will see "Pro cancelled" on screen and get a confirmation by email or SMS, showing the date Pro ends.
Email info@freshvolttech.com or WhatsApp +91 93190 24125 from the email or mobile number on your account. Write "Cancel Pro" and we will cancel it within 1 working day and send you a confirmation.
If you set up automatic monthly payment, cancelling Pro on our site also cancels the Razorpay mandate, so no further money is taken.
You can also stop the mandate yourself at any time:
Stopping the mandate only in your UPI or bank app also ends Pro at the end of the paid month. Your account moves to the free plan.
| If you cancel | What happens |
|---|---|
| 24+ hours before renewal | No further charge. Pro works until the end of the paid month. |
| Less than 24 hours before | The renewal may already be processing. If it goes through, email us and we will refund it in full. |
| After renewal | The new month has started. Pro works until it ends and no more charges are made. See the Refund Policy. |
We send a reminder by email or SMS 3 days before each renewal, so you have time to cancel.
If we sell individual premium templates in future, they will be one-time purchases. A template purchase cannot be cancelled once you have downloaded or used the template. If you were charged but could not download it, contact us and we will fix it or refund it.
You can restart Pro at any time from Account → Subscription. If you restart within 90 days, your saved documents and branding come back as they were. A new monthly cycle starts from the day you pay.
Cancelling Pro does not delete your account. To delete your account and all its data, go to Account → Delete account, or email us. If Pro is active, deleting your account also cancels it and stops future charges. Deleted data cannot be recovered, so please download your documents first. Read more in our Privacy Policy.
This policy applies to payments made for the Indian Business Tools Pro plan (₹99 per month) and any paid templates we may sell in future. Payments are processed by Razorpay on behalf of FreshVolt Tech, India.
Free calculators, the basic invoice generator and other free tools need no payment, so this policy does not apply to them. This policy is part of our Terms & Conditions. To stop your subscription, see our Cancellation Policy.
Pro is a low-cost monthly plan, and its features start working as soon as you pay. For this reason, we do not give refunds for:
Before you upgrade, you can try every free tool without paying to check that the service suits you.
We will refund the full amount of the payment if:
Email info@freshvolttech.com or WhatsApp +91 93190 24125 within 30 days of the payment, with:
pay_ and is in your payment receipt) or a screenshot of the debit.| Step | Time |
|---|---|
| We reply to your request | Within 2 working days |
| We approve and start the refund | Within 7 working days of confirming it |
| UPI and wallets | Usually 1 to 3 working days after we start it |
| Debit and credit cards | Usually 5 to 7 working days |
| Net banking | Usually 5 to 7 working days |
Refunds always go back to the original payment method. We cannot refund in cash or to a different account. If your bank takes longer than these times, share the refund reference number we send you with your bank.
If we stop offering Pro or close Indian Business Tools, we will give you at least 30 days' notice. We will refund the unused part of your current month, worked out day by day, to your original payment method.
These terms apply to the Indian Business Tools website and app, operated by FreshVolt Tech, India ("we", "us", "our"). By using any tool, creating an account or buying Pro, you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the service.
If you use the service on behalf of a business, you confirm that you are allowed to accept these terms for that business.
Indian Business Tools offers online calculators and document generators, including GST, EMI, loan, SIP, salary, profit, percentage, CGPA and attendance calculators, and invoice, quotation, receipt and letter generators.
We may add, change or remove tools at any time. We try to keep the site available all the time, but it may sometimes be down for maintenance or because of problems outside our control.
We build every calculator carefully and update GST rates and tax slabs when the rules change. Even so, results are estimates for general information. They are not tax, legal, accounting or financial advice.
For decisions that matter, such as filing GST, taking a loan or signing a contract, check with a chartered accountant, your bank or another qualified professional.
You own the invoices, quotations, receipts and letters you create, and the details you enter in them. You give us permission to store and display that content only to provide the service to you, for example to save documents in your Pro account.
You are responsible for:
The full rules are in our Cancellation Policy and Refund Policy. In short:
You agree not to:
We may report illegal activity to the authorities.
The Indian Business Tools name, logo, website design, code, templates and written content belong to FreshVolt Tech. You may use the tools and the documents you create for your own personal or business purposes. You may not copy, change or distribute our site, templates or branding without written permission.
The free plan shows ads, including ads from Google AdSense. Some pages may include links to other websites or affiliate offers. We are not responsible for the content, products or policies of those websites. Please read their terms before you use them or buy from them.
We provide the service "as is" and "as available". To the extent Indian law allows:
Nothing in these terms removes any rights you have under the Consumer Protection Act, 2019 that cannot legally be removed.
You can stop using the service and close your account at any time. We may suspend or close an account that breaks these terms, misuses the service or puts other users at risk. Where possible, we will warn you first and give you time to download your documents. If we shut down Indian Business Tools, we will give account holders at least 30 days' notice.
These terms are governed by the laws of India. Please contact us first so we can try to solve any problem informally. If we cannot, disputes will be handled by the courts that have jurisdiction over FreshVolt Tech's registered office in India.
We may update these terms when we add features or when the law changes. We will change the "Last updated" date at the top. For important changes, we will show a notice on the website or email account holders. If you keep using the service after a change, you accept the updated terms.
Indian Business Tools is a free online toolkit of calculators and document generators for GST, invoices, quotations, EMI, salary, profit and student needs. It is built and operated by FreshVolt Tech, India ("we", "us", "our").
This policy explains what information we collect when you use the website and app, why we collect it and the choices you have. It is written to meet the Digital Personal Data Protection Act, 2023 and the Information Technology Act, 2000 and its rules.
GST, EMI, salary, percentage and other calculations happen on your own device. The amounts, names and product details you type into a calculator or the invoice generator stay in your browser and are not sent to us. When you close the page, they are gone.
| Sign-up method | What we receive |
|---|---|
| Sign up with Gmail | Your name, Gmail address and profile photo, shared by Google after you agree on Google's screen. We do not receive your Google password. |
| Mobile number + OTP | Your name or business name and your 10-digit mobile number. The OTP is used once to verify the number. |
If you save customer details in an invoice, please only add information you are allowed to share for billing.
If you keep a khata, we store your shop profile and the customer names, mobile numbers, udhaar entries, payments and reminders you add. This data is private to your account and is used only to run your khata. When a customer opens a confirmation link and accepts or disputes an entry, we store their answer and the reason they give, so you can see it. Please add only customers who have agreed to you keeping their number for billing.
Like most websites, we receive basic technical data when you visit: IP address, browser and device type, pages visited, the tool you opened, time spent and the site that sent you. We use this to keep the site working and to understand which tools are useful.
Your name, email or WhatsApp number and the message you send.
We will only send you marketing messages if you agree to them, and every such message will have a way to stop them.
All traffic to the site uses HTTPS encryption. Account data is stored with access controls, and only authorised people at FreshVolt Tech can reach it when needed for support. Some of our providers may store data on servers outside India. When that happens, we use providers that protect data to a standard at least as strict as this policy.
No online service can promise perfect security. If a breach affects your personal data, we will inform you and the Data Protection Board of India as the law requires.
Under the Digital Personal Data Protection Act, 2023, you can:
To use any of these rights, email us from the address linked to your account. We reply within 30 days.
Student tools such as the CGPA, attendance and marks calculators can be used without an account, and they collect no personal data. Accounts and Pro are meant for people aged 18 and above. Anyone under 18 needs verifiable consent from a parent or guardian to create an account. If we learn that a child's data was collected without that consent, we will delete it.
We may update this policy when we add features or when the law changes. We will change the "Last updated" date at the top. For important changes, we will also show a notice on the website or email account holders before the change takes effect.
For privacy questions, data requests or complaints, contact our Grievance Officer:
We acknowledge complaints within 48 hours and aim to resolve them within 30 days.